Policy-Based Financial Planning®

When it comes to financial planning, clients struggle to stay the course. They find themselves buffeted by a steady stream of news and gossip with little to anchor them to a consistent course of action. This is why they need financial planners and why financial planning works best when applied as a continuous process. But even planners can struggle to keep clients on the straight and narrow planning path. It’s time-consuming to prepare an updated plan every time a client is nervous or confused and it’s not always easy to remember all the subtle factors that colored your last set of recommendations. This is where well crafted financial planning policies can serve both planners and their clients by acting as a powerful touchstone in the midst of a rapidly changing world.

For nearly a decade, Elissa and Dave have been defining the characteristics of an ideal financial planning policy and suggest a six-step process that planners can use to develop such policies. Below is a chronological list of the various presentations, articles, and contributions Elissa and Dave have made on the topic of Policy-Based Financial Planning®.





“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you not to be? Your playing small does not serve the world. There is nothing enlightened about shrinking so that others won't feel insecure around you. We are all meant to shine. And as we let our own light shine, we unconsciously give others permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” ~Marianne Williamson