Recent Commentary

TheLiveBigWay* Digest – Living in the Conversation

TheLiveBigWay Digeston June 19th, 2014No Comments
Video: Take a Seat – Make a Friend?
Put two strangers in a ball pit and have them talk to each other. What can happen? Soul Pancake sought the answer to this question by setting up a makeshift ball pit on the street. See what comes of it…
Cristin’s Live Big® Trip
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As Operations Administrator, Cristin introduces Yeske Buie to new clients, manages our vendor relationships to ensure we are best positioned to serve our clients and also oversees the day-to-day running of the offices.

Cristin has returned back from her Live Big® trip to Seoul, South Korea. She thoroughly enjoyed her cultural immersion, especially the food tour where Cristin developed a deep love of all things kimchi and meats cooked in front of you on a tabletop grill. During her trip she maintained her GPS status (Global Positioning Sister) and learned the metro like a native within the first week. More importantly, Cristin got a chance to spend time with her family — getting a chance to go to taekwondo practice as well as soccer and t-ball games. Her nephew, Liam, is the apple of her eye, and she cannot wait to see him again. Click here for more pictures and stories from Cristin’s Live Big® adventure.

 CFP Board Competency Handbook
Elissa and Dave are hard at work on the second edition of the CFP Board Financial Planning Competency Handbook, the first ever comprehensive guide to the state of the art in financial planning. In addition to updating the 30 chapters they contributed to the first edition, Dave and Elissa are writing four new chapters devoted to the latest developments in the profession.
Live Big® Adventure 2014
Elissa and Dave are planning a Live Big Adventure for Fall of this year that will take them first to London to visit family and then on to a Mediterranean cruise that will range from Barcelona to Venice and many ports in between. Beyond the opportunity to visit Elissa’s British relatives and generally indulging Dave and Elissa’s love of travel, the trip is an opportunity for the Yeske Buie Team to gain valuable leadership experience.If you have any planning needs that will require Elissa or Dave’s particular attention, especially as we approach September, please let us know as soon as you know. As always, Dave and Elissa will be reachable if an urgent need arises but letting us know about anything you can reasonably anticipate will allow us to plan accordingly and ensure that you get everything you need.
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TheLiveBigWay* Digest – Picture Perfect

TheLiveBigWay Digeston June 5th, 2014No Comments

 

Meet The “NorCal” Team
'14 NorCal YeBu WL  

Jen H., Jennifer M., Elissa, and Dave (order in photo) attended the 2014 FPA NorCal Conference held at The Palace Hotel in San Francisco, CA on May 27-28. You can expect to see posts in the coming weeks summarizing some of what we learned at the conference.Jennifer M. was on the conference committee as a Program Co-Chair and also served as a Media/Press Liaison. Dave presented on the topic, “Policy-Based Financial Planning and Behavioral Finance: Decision Architecture for a Changing World,” and Elissa represented the Foundation for Financial Planning. View pictures from the event

Give Big – SF Marin Food Bank
 

In continuing our quarterly Give Big campaign, aimed at making a difference in our local communities, Yeske Buie team members have planned or completed their second project this year. While the Vienna office outing will happen shortly and be featured in an upcoming Digest, the San Francisco office volunteered at the SF Marin Food Bank this past Tuesday during the after-work evening shift.The SF Marin Food Bank’s mission is to end hunger in San Francisco and Marin. They provide 46 million pounds of food to these two areas with more than half of it consisting of fresh produce directly from farms.  Our mission for the evening: to pack 10,000 pounds of red, yellow, and green peppers!

JH, JM, and DN WL
Yusuf and Maegan’s Professional Wedding Photos
 Yusuf and Maegan’s professional wedding photos are in! Take a look at the newlyweds…
Maegan+Yusuf_Wedding-260-Wed Party-WL Maegan+Yusuf_Wedding-593-Farewell-WL
Live Big® Adventure 2014
Elissa and Dave are planning a Live Big Adventure for Fall of this year that will take them first to London to visit family and then on to a Mediterranean cruise that will range from Barcelona to Venice and many ports in between. Beyond the opportunity to visit Elissa’s British relatives and generally indulging Dave and Elissa’s love of travel, the trip is an opportunity for the Yeske Buie Team to gain valuable leadership experience.If you have any planning needs that will require Elissa or Dave’s particular attention, especially as we approach September, please let us know as soon as you know.As always, Dave and Elissa will be reachable if an urgent need arises but letting us know about anything you can reasonably anticipate will allow us to plan accordingly and ensure that you get everything you need.
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TheLiveBigWay* Digest – All Aboard for the Long Haul

TheLiveBigWay Digeston May 22nd, 2014No Comments
Locomotive

All Aboard for the Long Haul 

The 2014 edition of Dalbar’s long-running study of mutual fund investors has been released and the results are consistent with every prior edition. Yet again, the numbers suggest that the average stock mutual fund investor tends to buy high and sell low, achieving returns that are far below the market as a whole.

If you’re going to board the investment train, you’ll do best if you commit to staying onboard for the long haul!


Meet The Team – Yusuf Abugideiri, CFP®

As a Financial Planner, Yusuf works with the Financial Planning Team to implement strategies and recommendations that help clients to achieve their Live Big® goals.

Current Update: Yusuf was married on May 10 and, after attending the second of his two sisters-in-law’s college graduations, Yusuf and new wife Maegan are currently honeymooning in Antigua.

Learn more about Yusuf and view pictures from his wedding.

YA Bio Pic - Email Large
Congratulations Yusuf and Maegan!

The new Mr. and Mrs.!

The new Mr. and Mrs.

Live Big® Adventure 2014

Elissa and Dave are planning a Live Big Adventure for Fall of this year that will take them first to London to visit family and then on to a Mediterranean cruise that will range from Barcelona to Venice and many ports in between. Beyond the opportunity to visit Elissa’s British relatives and generally indulging Dave and Elissa’s love of travel, the trip is an opportunity for the Yeske Buie Team to gain valuable leadership experience.

If you have any planning needs that will require Elissa or Dave’s particular attention, especially as we approach September, please let us know as soon as you know.

As always, Dave and Elissa will be reachable if an urgent need arises but letting us know about anything you can reasonably anticipate will allow us to plan accordingly and ensure that you get everything you need.
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TheLiveBigWay* Digest – A Force to be Reckoned With

TheLiveBigWay Digeston May 8th, 2014No Comments
Your Identity: A Force to be Reckoned With 

Anxious as always to help our Clients keep their cyber-world secure, Yeske Buie is pleased to announce our new agreement with IdentityForce to provide identity protection services at a significant discount. IdentityForce, a service division of Bearak Reports, is a leading provider of proactive identity, privacy, and credit protection with over 35 years of experience. With an IdentityForce account, you will receive real time identity and credit report monitoring, instant alerts when suspicious activity is detected, reports of all your personal information that is made public on the internet, anti-keylogging and anti-phishing software to protect you against malware and phishing sites, and more. IdentityForce offers two packages.

See a comparison and sign up to save $70-$80 per year

Taste of Vienna 2014
 

Dave, Lauren, and Elissa had a great time enjoying the food and music at Taste of Vienna 2014, a benefit event for the volunteer firefighters of Vienna. The trio were wearing their new Yeske Buie polos, prompting several of the firefighters to stop and thank them for Yeske Buie’s sponsorship of the event.


Taste of Vienna - DY, LG, EB
In addition to all the tasty food, a highlight of the day was avant-garde folk rock/R&B band, Urban Scientific. While all the performers that day were terrific, Urban Scientific was by far Elissa and Dave’s favorite. If you need a band for a future event, check out Urban Scientific.
Fernando Thompson (Manager), Woodbridge, VA, 571-201-3090 nandothompson@gmail.com  http://www.reverbnation.com/urbanscientific Band Members: Nando Thompson – Guitar and Vocals, Mike Pryor – bass/backup Vox, Dana Gramling – Percussion

Live Big® Adventure 2014
 

Elissa and Dave are planning a Live Big Adventure for Fall of this year that will take them first to London to visit family and then on to a Mediterranean cruise that will range from Barcelona to Venice and many ports in between. Beyond the opportunity to visit Elissa’s British relatives and generally indulging Dave and Elissa’s love of travel, the trip is an opportunity for the Yeske Buie Team to gain valuable leadership experience.If you have any planning needs that will require Elissa or Dave’s particular attention, especially as we approach September, please let us know as soon as you know.

As always, Dave and Elissa will be reachable if an urgent need arises but letting us know about anything you can reasonably anticipate will allow us to plan accordingly and ensure that you get everything you need.


Meet The Team – Lauren Vitt

As Project Administrator, Lauren oversees a variety of internal projects to support the team and keep things running smoothly.Current Update:  Lauren has been enjoying life with an abundance of new experiences. After two years of missing the DC Cherry Blossoms, Lauren finally had the opportunity to embrace the beauty of the iconic flowers. She also toured Arlington National Cemetery for the first time with her family, learning a lot and enjoying the beautifully unique views. Her upcoming adventures include monkeying around the high ropes and zipline course at Go Ape, her first trip to Texas, and a girls trip to San Francisco!

LV Bio Pic - Email Large Learn more about Lauren
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TheLiveBigWay* Digest – How To Age Well

TheLiveBigWay Digeston April 24th, 2014No Comments
Expert Spotlight: Jim McCabe on How to Age Well

Jim McCabe recently took some time to reflect on many of the families he has worked with over the years and the challenges they have faced together. Thankfully, in most of those situations, they were relatively successful in addressing those challenges. In this post, he shares the situations that have come up the most and the best strategies for dealing with them so that you or your loved one can understand how to age well.
Grandfather and Grandson
3rd Annual Taste of Vienna

Tomorrow, Saturday, April 26, Dave/Elissa and some of the Yeske Buie staff will be at the 3rd Annual Taste of Vienna event from 11 a.m. – 8 p.m. ET at 400 Center St. South, Vienna, VA. Admission is FREE and attendees will be able to sample a variety of restaurants from the Vienna area (see who will be there in the box below).

Proceeds from the event will support the Vienna Volunteer Fire Department (VVFD). The VVFD has protected and preserved the lives and property of Vienna residents and guests for over 100 years.

If you are in the area, come stop by, and/or let us know so we can be on the lookout for you! 
Taste of Vienna Participating Restaurants
Whole Foods | Blackfinn | Caffe Amouri | Turmeric | Crepe Amour | Donatos | The Pure Pasty Co | Ya Hala | Tara Thai | Vienna Inn | Church St Pizza | Plaka Grill | Robeks | MapleWood Grill | The Fresh Market | Bazin’s | Viet Aroma | Sweet City Desserts | Seasons 52 | Elevation Burger | Taco Bamba Taqueria | La Sandia | Gifford’s Ice Cream | Sunflower | Paladar | Ovvio Osteria | Al Nakheel | Maggiano’s | Sahara Date Company  
Meet The Team – Jennifer Hicks, CFP®
As a Financial Planner, Jen enjoys connecting with clients and assisting with any needs in pursuit of their Live Big® goals!

Current Update: Recently, Jen has enjoyed traveling around Northern California coaching the IMUA Club Volleyball team. She is enjoying watching the team bond and improve their skills. In her spare time, you can find Jen gallivanting around San Francisco on her new bike! It was a purchase years in the making, but with additional gifts from her family she finally pulled the trigger and can be found anywhere from the Marina to the Ferry Building to Hayes valley on her beautiful burnt orange bike, aka Jimmy.
JH Email LargeLearn more about Jen
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TheLiveBigWay* Digest – Flash Boys and Flashy Headlines

TheLiveBigWay Digeston April 10th, 2014No Comments

Flash Boys or Flashy Headlines?

Flash Boys and Flashy Headlines

By now, most of you are familiar with Michael Lewis’s new book, “Flash Boys” and the whole high-frequency trading (HFT) phenomenon he’s focused on. Lewis has been making the rounds starting with 60 Minutes a week ago Sunday, followed by the Today Show, the Daily Show, and pretty much any media outlet that will have him.

Lewis’s thesis, for those of you who aren’t familiar with the story, is that smart technologists have figured out ways to legally “front run” other investors, driving up their cost of buying shares. Of course, it was pure sensationalism for Lewis to insist that “the stock market is rigged,” as he did during his 60 Minutes appearance. HFT has been around for a while now and it can certainly hurt people, but mostly it hurts frequent or short-term traders. For everyone else, it just adds to short-run volatility.

Read more about Dave’s take on HFT
Yusuf Presents at The Washington Center’s Global Citizenship Day Event  

On March 21, 2014, Yusuf represented Yeske Buie as a presenter at the Financial Literacy session during The Washington Center’s Global Citizenship Day event. The thrust behind the event was to offer the nearly 450 students from more than 15 countries the opportunity to learn how to be successful in the role they play in the global community.

Yusuf led the discussion on Financial Literacy with the goal of helping students recognize the importance of managing their personal finances, developing sound financial management skills, and showing how individual financial decisions can have significant effects on the global economy.
Global Citizenship Day _2014-169_WebLG Global Citizenship Day _2014-167_WebLG
Give Big 

While giving back to the community has always been a Yeske Buie value, this year we have implemented a campaign for the Yeske Buie Team to volunteer on a quarterly basis called Give Big to make a difference in our local communities.
The Virginia office volunteered on March 15, 2014 with &Pizza and Dreams For Kids for the 2nd Annual Extreme Recess: Pizza Making event. The volunteers helped empower children with physical and mental disabilities by being around their peers and making pizzas to share and eat!

The California office volunteered on March 1, 2014 at the Habitat for Humanity development, Habitat Terrace in San Francisco, a project to build 28 homes for individuals and families who would otherwise not be able to afford housing.

View a video and pictures of the Yeske Buie Team at the events
Group
Tax Return Request 

We will be sending emails to request 2014 federal and state tax returns from clients and accountants shortly after April 15th. If you already have a copy of your tax return(s), you may send the document(s) to us via one of the following secure methods:

  • Scan a copy of your document and use the upload form
  • Fax to (866) 549-4990
  • Via email to afp@yebu.com with your document included as a password-protected attachment
  • Regular Mail
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TheLiveBigWay* Digest – Virginia Retreat and Open House

TheLiveBigWay Digeston March 27th, 2014No Comments


Group Pics
Yeske Buie Retreat

The Yeske Buie Team gathered at Virginia’s Marriott Ranch from March 17th to March 20th for our semi-annual retreat.

Don’t be fooled by the word ‘retreat’ though as we spent the majority of our time at the ranch developing our internal communication practices/agreements, showing each other appreciation, and sharing feedback on how we can each become better workers and communicators.

In our off time we were able to go skeet shooting (the first time for most of us), have meals together, and have some fun playing cards and such to relax after all that communication training!
Yeske Buie Open House

Thank you to all who joined us at the Yeske Buie Open House on Thursday, March 20th. We hope you enjoyed your tarot reading if you participated in that, the delicious treats from Purple Onion Catering, the variety of Russian River Valley wines, and getting a Yeske Buie stemless wine glass to take home.

View pictures from the event!
How to Build an All Weather Portfolio – Revisited

When it comes to investing your hard earned money for the long-run, the world can sometimes seem like a scary place. And not just because of the occasional category five storm that blows our way, like the dot-com meltdown of 2000-2002 or the bursting of the real estate bubble in 2008. It’s also all the squalls that can sweep through the markets, triggered by things like the Euro-zone debt crisis, government shutdown, or debt-limit standoff, that likewise threaten feel like they might capsize our portfolios. The one thing we know with a certainty is that the timing, magnitude, or impact of world events can never be predicted with the kind of precision required if we’re to nimbly trade in or out of the markets to avoid danger or capture gains. At the end of the day . . .

It’s better to be resilient than nimble.

This 13 minute video is a brief description of how we build a resilient, all-weather portfolio that can carry you through whatever storms may come our way.
 Stormy Sea
Open Enrollment for Healthcare Ends March 31

Don’t miss the deadline! Visit healthcare.gov to sign up before open enrollment for a Qualified Health Plan in the health insurance marketplace ends on March 31 to be covered for 2014.
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TheLiveBigWay* Digest – Keep Calm and File FAFSA

TheLiveBigWay Digeston March 13th, 2014No Comments
keep-calm-and-file-fafsa
Got a College Student? File FAFSA!

According to the Department of Education website: “To be considered for federal student aid for the 2014-2015 award year, you can complete a Free Application for Federal Student Aid (FAFSA) between January 1, 2014 and midnight Central Time, June 30, 2015. Any corrections or updates must be submitted by midnight Central Time, September 19, 2015.”

This means there’s still plenty of time to file for those of you who may have originally thought it wouldn’t make a difference. Education guru Tony Sutphin discussed why all parents with college students should complete the FAFSA even if they don’t think they will qualify for aid. Read Tony’s reasons for why.
Open Enrollment for Healthcare Ends March 31

Don’t miss the deadline! Visit healthcare.gov to sign up before open enrollment for a Qualified Health Plan in the health insurance marketplace ends on March 31 to be covered for 2014.  
Yeske Buie Open House in Virginia

Join us at the Yeske Buie Open House on Thursday, March 20th from 4:30-6:30 p.m. Drop by the Vienna office and mingle with the entire staff.

Back by popular demand, we will be featuring a professional tarot card reader. Eve from Elite Tarot will be helping guests gain clarity and insight on business and/or personal questions. Elissa and Dave will feature several of their favorite wines and we will have our stemless wine glasses as a souvenir. We’ll have treats on hand courtesy of Purple Onion Catering Co.

It’s not too late to RSVP!

Purple Onion 2
Office Coverage Next Week

The Yeske Buie Team will be out at our East Coast Staff Retreat from Monday afternoon, March 17th through Thursday afternoon, March 20th. Our interns will be covering each office during that time. They will know how to reach us in the event that something comes up and you need to speak with one of us. We will all be checking email, though our response times may be longer than usual. If your request is urgent, we recommend you call and our interns will make sure that we are notified immediately.
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TheLiveBigWay* Digest – An Untimely Death Offers Estate Planning Lessons

TheLiveBigWay Digeston February 28th, 2014No Comments


Estate Plan
An Untimely Death Offers Estate Planning Lessons

Philip Seymour Hoffman’s untimely death on February 2nd ended a great film career and we mourn for both the man and the future film-going pleasure we will all now be denied.  As is so often the case when a public figure passes away, Hoffman’s will has garnered more than a little media attention and is a prime example of how an estate plan can help ensure that your desires are understood as well as the importance of keeping the plan up to date.By putting a proper estate plan in place you will ensure that your wishes are known, the right people know them, and that those people will have a smoother time managing your estate. You could also potentially save your estate a good chunk of money on legal fees and taxes.

Here are a few do’s and don’ts to help you get your estate plan in tip top shape.
Yeske Buie Open House in Virginia

Join us at the Yeske Buie Open House on Thursday, Mar. 20th from 4:30-6:30 p.m. Drop by the Vienna office and mingle with the entire staff.

Back by popular demand, we will be featuring a professional tarot card reader. Eve from Elite Tarot will be helping guests gain clarity and insight on business and/or personal questions.Elissa and Dave will feature several of their favorite wines and we will have our stemless wine glasses as a souvenir. We’ll have treats on hand courtesy of Purple Onion Catering Co.

Send us your RSVP!

Purple Onion 2
Dave in the Chicago Tribune

Dave was recently quoted in the Chicago Tribune, where writer Janet Kidd Stewart tells readers how ‘Getting personal with your financial expert can pay off.’ Stewart suggests that clients get more for their money if their financial adviser has conversations with them and plans for those things that matter most to them, including the lifestyle they want now and in the future. Many financial service firms are increasing their efforts to address these important planning areas with clients. So how do you balance the values/lifestyle discussion with the numbers? Dave tells Stewart that it requires more than just a good relationship.
Apple’s Security Breach

If you have an Apple iPhone, iPad, laptop, and/or desktop, update your software now to protect against hackers who have discovered a weakness in Apple’s security – they can get in during a connection between a user and the destination server to pose as a trusted source.

Update iPhone and/or iPad
Go to Settings > General > Software Update

Update laptop and/or desktop
-Choose System Preferences from the Apple Menu
-Choose Software Update from the View menu
-Click Update Now
-Select the items you want to install, then click Install
-Enter an Admin user name and password
-After the update is complete, restart the computer if necessary
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TheLiveBigWay* Digest – The Psychology of Financial Planning and Investing

TheLiveBigWay Digeston February 13th, 2014No Comments

investor_behavior_book_cover_page


Investor Behavior: The Psychology of Financial Planning and Investing

Why do investors behave as they do? That is the question posed and answered by the book “Investor Behavior: The Psychology of Financial Planning and Investing,” edited by H. Kent Baker and Victor Ricciardi and published by Wiley Finance.

Dave and Elissa were part of the dynamic team of academics and experienced practitioners who contributed to the body of knowledge in “Investor Behavior.” Their contribution, “Policy-Based Financial Planning: Decision Rules for a Changing World,” places Policy-Based Financial Planning squarely within the context of behavioral finance and “choice architecture.”

Read the rest of the press release. 
Yeske Buie Open House in Virginia

Join us at the Yeske Buie Open House on Thursday, Mar. 20th from 4:30-6:30 p.m. Drop by the Vienna office and mingle with the entire staff.

Back by popular demand, we will be featuring a professional tarot card reader. Eve from Elite Tarot will be helping guests gain clarity and insight on business and/or personal questions.

Elissa and Dave will feature several of their favorite wines and we will have our stemless wine glasses as a souvenir. We’ll have treats on hand courtesy of Purple Onion Catering Co.

Send us your RSVP!

Purple Onion 2
Love and Money Revisited

Last Valentine’s Day, we discussed The 5 Love Languages, five ideas for having quality financial conversations with your mate, and explained why a “sweetheart will” may not be a sweet way to plan your estate. Revisit how love and money can intertwine.

There's amazing snorkeling at The Indians

Cane Garden Bay by day

Elissa and Dave Sailing in the BVI

Elissa and Dave returned earlier this week from their sailing excursion in the British Virgin Islands. Here are a few pictures from their trip.
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“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you not to be? Your playing small does not serve the world. There is nothing enlightened about shrinking so that others won't feel insecure around you. We are all meant to shine. And as we let our own light shine, we unconsciously give others permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” ~Marianne Williamson