Archive for Firm News & Events

Meet the Team: Cole DeLucas

Firm News & Eventson August 7th, 2018No Comments

Interview By: Mila Lavoie

This Summer, we have had the pleasure of welcoming several new members to our Financial Planning Team. One of those team members is Cole DeLucas who joined the firm as a Financial Planning Resident in our Vienna, Virginia office. Does this name sound familiar? It may – Cole was an intern at the firm last Summer! Today, we are pleased to re-introduce you to Cole DeLucas who graduated from Virginia Tech’s CFP Board Certified Program this May. In the following interview, we reconnect with Cole to learn more about his goals as a Financial Planning Resident and his thoughts on how his internship prepared him for the next three years at Yeske Buie.

In your role as Financial Planning Resident, how do you assist Yeske Buie’s Clients?

First and foremost, I see myself as being a helping hand, directly assisting our financial planners with whatever they may need and being that second set of eyes. I am really focused not just on the numbers side of things, but also getting to know our Clients personally so that I can better organize the information I give to the financial planner. I intentionally try to be mindful of our work in the moment, like when we may be getting off track, and be empathetic to the Client’s emotions and needs.

How did being a Financial Planning Intern with Yeske Buie prepare you for your role as a Financial Planning Resident with Yeske Buie and what are the differences?

I feel that being an intern with Yeske Buie prior to starting my term as a Resident gave me an appreciation for the importance of having patience and the purpose of the work we do in this profession. Coming in as an Intern last summer was, admittedly, overwhelming and scary. But, after spending an entire summer with this team, I have so much confidence that Yeske Buie is here for me as a Resident to act as my helping hand in every task or project I take on.

As for the differences, I am very much looking forward to working on Annual Updates for Clients as I did not have the opportunity to experience that in my internship because I was only at the firm for three months. I think our long-term Client relationships are what make this firm and the work we do so special and I am looking forward to participating in the analysis and meetings that go along with this process.

What aspect of Financial Planning intrigues you the most and why?

Technically speaking, I find that the education and retirement side of financial planning intrigues me most. Both of these topics can be tricky to plan for because you never know what the future may hold, but I find that putting together the “puzzle” of a Client’s retirement projections, for example, can be very rewarding. On the education side of things, I think it is important to be aware of all the different situations that are possible and communicate those to the Client so that we can assist them in making the best possible decision for their unique situation. Education planning and student loans can be a sensitive topic but being able to relive some of a Client’s burden by talking to them about how to pay off loans and take care of their debt is gratifying.

In practice, I really enjoy the relationship building process of financial planning. Watching a relationship grow from a Client’s initial call, to the entire on-boarding experience, and then assisting with building their financial plan is such an honor to be a part of. This process can be an extremely stressful time but the reward of watching the relationship between the Client and their financial planner shape and grow is very special.

What is your first memory of Financial Planning?

When I was younger, my father told me that no one would ever trust me with their money if I couldn’t manage my own. Having this message instilled in me at a young age is actually what pushed me into this profession! His advice has stuck with me over the years and I aim to implement the good spending and saving habits that I’ve learned throughout my studies. This memory also helps me to keep a forward-thinking mentality; I focus on planning for what may come both personally and professionally.

What impact do you hope to make at Yeske Buie and in the Financial Planning profession?

At Yeske Buie, I hope to make in impact in the lives of our Clients. I want to discover what their passions are and what truly motivates them and use that information to prepare financial plans and analysis that help them achieve their goals. I feel that the healthy, intentional structure at the firm will allow me as a Resident to have the experience of looking not just at the surface level of our Clients’ lives and financial plans, but also to dive deeper and for this I am very grateful.

Outside of our Clients, one of my goals over the next three years is to build authentic relationships with every Yeske Buie team member. I want to be remembered as the guy that showed up every day with a positive voice, a glass-half-full mentality, and an ability to find innovative solutions to any issue that arises.

Finally, I want to be a loud voice in this profession. I don’t want to just sit around as a by-stander. I hope to develop into a person people can trust and a role model to the younger generation of financial planners, the way Yusuf was for me.

What Yeske Buie worldview aligns with you most and why?

I would say the Live Big worldview aligns with me most. I experienced a near-fatal spinal cord injury in 9th grade which changed the way that I view life. I try not to take any moment for granted and cherish all that I have been blessed with. I think it is important to use the resources around me to chase my passion because I have learned that what is there today, may not be there tomorrow.

What do you enjoy doing when you aren’t working?

I am an avid golfer and when I am not working you can find me on the course. I have joined a local, public course and I look forward to spending time hitting balls. I enjoy golf because I find it to be a relaxing sport and a great way to forget your stress and have some personal time. I also enjoy watching college sports, spending time with my family, and exploring new cultures.

You’re Invited: Financial Planning is Magic!

Firm News & Eventson July 31st, 2018No Comments

Financial Planning is Magic!

A social gathering with a dynamic discussion

lead by Dr. Dave Yeske and Elissa Buie

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WEDNESDAY, SEPTEMBER 12th, 2018

5:00pm – 8:00pm

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The University Club of San Francisco

800 Powell Street, 4th Floor, San Francisco, CA 94108

Complimentary Valet Parking Available

 

REGISTER TODAY!

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Financial Advice is Helpful. Financial Planning is Magic!

At Yeske Buie, we believe that financial advice is helpful, but financial planning is magic. As Financial Planning Evangelists, we believe this distinction matters and the reality is that a lot of financial advice is masqueraded as financial planning. For example, financial planning is contextual, and it’s comprehensive, and it’s integrated, and it’s strategic. Financial advice, on the other hand, is more transnational, ask and answer. We’ll explore this distinction and more during our dynamic discussion. Feel free to come prepared with questions or examples of ways that you feel financial planning is magic.

Elissa Buie, CFP® earned an MBA from the University of Maryland and a B.S. in Commerce from the University of Virginia. Elissa is passionately involved with the Foundation for Financial Planning; she is a Past Chair of the Foundation and currently sits on the Board of Trustees. She is also a Past Chair for the Financial Planning Association and she is a Dean for FPA’s Residency Program. Elissa is also a Distinguished Adjunct Professor at Golden Gate University. In 2013, Elissa was awarded the P. Kemp Fain, Jr. Award, the profession’s equivalent of a lifetime achievement award.

Dr. David Yeske, CFP® holds a doctorate in finance from Golden Gate University, an M.A. in Economics, and a B.S. in Applied Economics from the University of San Francisco. Dave holds an appointment as Distinguished Adjunct Professor at Golden Gate University, where he is the director of the financial planning program. He is past Chair of the Financial Planning Association and Practitioner Editor of the Journal of Financial Planning. In 2017, Dave was awarded the P. Kemp Fain, Jr. Award, the profession’s equivalent of a lifetime achievement award.

RSVP WITH THIS LINK!

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Be Our Guest

This year’s event menu will include:

  • Fresh Crudités and Antipasti Platter
  • Imported and Domestic Cheese Board
  • Apple Walnut and Blue Cheese Puffs
  • Mini Crab Cakes with Chipotle Aioli
  • Chinese Pot Stickers with Hot Chili-Soy Sauce Grilled Chicken Satay and Roasted Peanut Sauce
  • Shrimp and Andouille Sausage Brochettes
  • Assorted Tea Sandwiches
  • Thai Beef Salad in Peeled Cucumber Cups
  • Thai Chicken Salad in Belgian Endive Leaf
  • Corn Blinis Filled with Goat Cheese, Thyme, Rosemary Herbs, Fried Leek Garnish
  • Assorted Cakes and Tarts, House Made Cookies, and Fresh Fruit

Yeske Buie’s 2018 Retreat: Boulder, CO

Firm News & Eventson July 26th, 2018No Comments

The Yeske Buie team recently traveled to beautiful Boulder, Colorado for our annual Staff Retreat. The purpose of our annual Retreats is to intentionally spend time discussing how we work with our Clients and with each other, to co-create practices and ensure alignment between our standard of excellence in serving our Clients, our core values, and our day-to-day work. The theme for this year’s retreat was Past, Present, and Future, and involved a variety of personal and professional development exercises and many opportunities for bonding time among our team. Our Past, Present, and Future theme came to life in the following ways:

  • Past: A recognition of Yeske Buie’s 10 year anniversary
  • Present: A dive into our current communication and engagement practices
    • The team engaged in robust discussions about what’s working and what can be improved when it comes to our listening habits, our feedback channels, and our current levels of engagement.
  • Future: A forward-thinking reflection about personal and firm goals
    • Taking inspiration from nature, the team enjoyed peaceful time at Gold Lake, reflecting, being present, and giving ourselves what we needed to be the best versions of ourselves moving forward.

In polling the staff following the Retreat, the majority of the team agreed that the time at Gold Lake was their favorite moment of the week. Other highlights included our Eldoa class, a class focused on being present with your body and creating space within your bones and joints, our viewing of Cyrano de Bergerac at the University of Colorado Boulder’s Shakespeare Festival, and of course, our meals together – we like to Eat Big! Another moment the team appreciated was listening to songs that each staff member submitted that relate, for them, to Yeske Buie’s purpose of empowering people to pursue their Live Big lives.

With all this shared, we’d like to invite you to relive the week with us via the following four-minute audio and visual presentation. The presentation is a slideshow of our favorite photos from the week along with one of the staff-selected songs that we feel empowers listeners to Live Big. We hope you enjoy!

To play the slideshow as intended, first click the play icon (triangle) in the bottom right corner, and then click anywhere on The Bradley Inn photo.

To enlarge the slide show simply click the box image in the bottom right corner of the photo. 

Dan Passed the Exam!

Firm News & Eventson July 26th, 2018No Comments

Yeske Buie would like to recognize Dan Tripp for his recent success in passing the CFP® Exam. Dan began studying for the exam in February and supplemented his training with the Zahn Live Review, a comprehensive pre-study program designed to help students better understand key topics and the exam itself. After learning that he had passed the exam, Dan shared the following sentiment with the Yeske Buie team: “This is a huge milestone in my professional development and represents nearly three years of hard work plus endless hours of studying. I appreciate all the encouragement and support I have received from each of you!”

With this accomplishment, Dan is well on his way to earning his CFP® Certification. The journey to becoming a CFP involves satisfying the CFP Board’s “Four Es”:

  • EDUCATION: The first step is to acquire the knowledge required to deliver professional, competent, and ethical financial planning services to Clients. This requires candidates to hold a bachelor’s degree and to have completed a CFP Board-approved education program. Dan fulfilled the education requirement when he earned his Master’s in Financial Planning from Golden Gate University in May 2017.
  • EXAMINATION: The next step is to pass the CFP Certification exam which is designed to assess a candidate’s ability to apply their financial planning knowledge in an integrated format to financial planning situations.
  • EXPERIENCE: After the examination requirement is complete, candidates must then accumulate 4,000 hours of full-time practice experience under the direct supervision of a CFP®. Dan will have the experience necessary to qualify to be a CFP Licensee upon his graduation from the Yeske Buie Financial Planning Resident program. His time in our program qualifies for the experience requirement as he works directly with Clients preparing financial plans and working in all aspects of financial planning from the discovery process through the implementation and ongoing support of Yeske Buie’s Clients’ Live Big® goals.
  • ETHICS: The final step is to complete an ethics certification which includes an inquiry into the candidate’s background and an agreement to adhere to the CFP Board’s Code of Ethics.

Congratulations, Dan! We at Yeske Buie look forward to the next two years of our journey together serving our Clients and pursuing our passion for financial planning.

Meet the Team: Alishia DuBois

Firm News & Eventson July 12th, 2018No Comments

Interview By: Mila Lavoie

Summertime at Yeske Buie is meaningful in many regards, including being a time to welcome new talent to our ever-growing team. This Summer, we are pleased to welcome our newest class of Financial Planning Residents in our Virginia office: Alishia DuBois and Cole DeLucas. Today, we share an interview with Alishia who joined the team this June after graduating from Virginia Tech’s CFP Board Registered Program. Before starting at Yeske Buie, Alishia worked at a financial planning firm in the Richmond, VA area where she began putting her financial planning education into practice.

We hope you enjoy the following interview and find that it helps you learn more about Alishia’s ability to make an impact at Yeske Buie. Welcome to the team, Alishia!

In your role as Financial Planning Resident, how do you assist Yeske Buie’s Clients?

Right now, I see myself as part of Yeske Buie’s support system which, to me, is an extremely important role. I directly support our Clients by analyzing and organizing information for other members of the Financial Planning team, so they may provide the best financial plan possible to all of our Clients. It is my belief that the support of myself and others in my position enhances Yeske Buie’s structure and helps the team function at a level of excellence which in turn supports our Clients’ ability to truly Live Big®.

In your first few weeks at Yeske Buie, what have you been working on?

Thus far, my main responsibilities and opportunities have included sitting in on a Client meeting and diving into Yeske Buie’s “boot camp” training program. Being a part of a Client meeting was such an invigorating experience for me, and I look forward to being able to take on an Annual Update for a Client from start to finish in the coming months. I also look forward to the completion of my “boot camp” training – Yeske Buie’s intense, three-month training program to get Financial Planning Residents trained on all things Yeske Buie. I am anxious to learn and absorb everything I can in boot camp so I can support our Clients for the next three years to the best of my ability.

Thinking long-term, what do you hope to accomplish during your time as a Yeske Buie Financial Planning Resident?

During the next three years at Yeske Buie, I want to learn as much as I possibly can about financial planning, about how to best serve Clients, about the profession, and about myself. Three years from now when I leave this residency, I hope that I have made a positive impact on the lives of the Clients I interacted with, and I hope to be remembered by Clients and by the team as someone who always looked out for them and had their best interest in mind. I would also like to carry everything I learn at Yeske Buie into the Financial Planning profession and continue to build authentic relationships both in and out of the profession.

Finally looking inward, I feel that this opportunity at Yeske Buie can help me grow into the person I have always dreamed I would be; to help me truly Be Big and Live Big. I am very much looking forward to starting this growth experience at Yeske Buie’s upcoming staff Retreat!

Speaking of Yeske Buie’s values and worldviews, which worldview aligns with you most and why?

I find that a lot of the worldviews align with my personal values, but Yeske Buie’s Live Big worldview aligns with me most as I feel that it is intertwined in all aspects of my life and perfectly aligns with who I am as a person. I realize the importance of money, both when you have a surplus or a deficit, and I believe that it is important to implement your resources in a way that can assist in the making of priceless memories. I also believe it is important to implement different processes and policies around your spending and saving habits so that it the end, you can achieve as much happiness as possible. I want to help my Clients feel that they can live their best life, whatever that may mean to them.

On the topic of Live Big, what is one of your Live Big goals?

My ultimate Live Big goal – besides making a conscious effort to Live Big every day! – is to be able to say that I do what I love. I am so pleased with where I am right now in my life and I feel so blessed to be on the path I am on. I feel confident that by following my passions, I will be living big and achieving my goals of having a family, owning my own firm, and finding a balance between work and family.

Financial Planning is clearly a true passion for you! What is your first money memory?

When I was much younger, my Father gave me one of those state quarter maps; the kind where each state has a space for you to place the corresponding quarter. When I first began my hunt for the 50 different quarters, I thought of this as a fun scavenger hunt to play with my Dad. As I grew up, I began to make the choice to save that quarter and pop it in its state as opposed to spending that money on something I wanted. To this day, every time I look at my map I get a warm feeling inside from all the memories I have of finding those quarters with my Dad.

Outside of the office, what hobbies or interests are important to you?

I am a very active person and when I am not working I love going to the gym and lifting weights. I believe this practice is really good for you as a person, and not just your health. Trying to build reps helps me focus on a goal and disciplines me to achieve it.

Being active has always been an important part of my life – you might be surprised to know that I used to be on a competitive synchronized skating team! I started when I was around the age of 11 and continued my training all through high school, right up until I left for college. I miss it a lot and would love to get back to it at some point, maybe not competitively but, just for the joy of skating.

Finally, I also love to travel and try new places to eat – I’m a big foodie! – and I truly love visiting with family and spending quality time with the ones I love.

Congratulations to Yeske Buie’s Newest CFPs!

Firm News & Eventson June 28th, 2018No Comments

Written By: Lauren Mireles, FPQPTM

We are very proud to announce that Zach Bennedsen and Ryan Klemm have officially earned the CFP® Certification! These two young men have dedicated years to studying and practicing financial planning in pursuit of becoming CERTIFIED FINANCIAL PLANNERTM professionals. As of June 21, 2018, their hard work has earned them the prestigious certification.

Members of the Yeske Buie team sit together to congratulate Zach and Ryan.

The journey to becoming a CFP involves satisfying the CFP Board’s “Four Es”:

  • EDUCATION: The first step is to acquire the knowledge required to deliver professional, competent, and ethical financial planning services to Client. This requires candidates to hold a bachelor’s degree and to have completed a CFP Board-approved education program.
  • EXAMINATION: The next step is to pass the CFP Certification exam which is designed to assess a candidate’s ability to apply their financial planning knowledge in an integrated format to financial planning situations.
  • EXPERIENCE: After the examination requirement is complete, candidates must then accumulate 4,000 hours of full-time practice experience under the direct supervision of a CFP®.
  • ETHICS: The final step is to complete an ethics certification which includes an inquiry into the candidate’s background and an agreement to adhere to the CFP Board’s Code of Ethics.

After learning that they had officially met all of these requirements, we asked Zach and Ryan what three words they would use to describe the feeling of becoming CFPs. Here’s what they had to say:

Our team in San Francisco stands together with Zach in support of his recent accomplishment.

ZACH BENNEDSEN

The three words I would use to describe my feelings are grateful, accomplished, and eager.

I feel very grateful for the support I’ve been afforded on my journey to becoming a CFP ®. Starting with my professors and classmates at Virginia Tech, to the advisors at Yeske Buie who helped mentor me during my first two years of experience, to my family and friends. So many people have been along for the ride, and I am forever grateful for their presence.

While I’ve known the CFP ® certification was coming for a while now, standing on the other side, I feel very accomplished. The CFP® is something I have been working towards since my second year of college, and it feels great to have achieved this goal.

That being said, I know the CFP ® certification is just the beginning. I am eager to continue becoming a better financial planner. There is always more to learn, and I look forward to honing my knowledge and skills here at Yeske Buie. That eagerness wraps me back around to gratefulness – I am very grateful for the opportunity to learn from some of the best planners in the country here at Yeske Buie.

RYAN KLEMM

The three words I would use to describe how it feels to have earned the CFP® certification are: excited, honored and ready.

I am excited to continue my growth as a financial planner at Yeske Buie and to serve our clients to the best of my ability.

I am honored to join a dynamic group of over 80,000 other CFP® Certificants who all adhere to an accepted set of values and the fiduciary standard.

I am ready to begin providing financial advice in service of relieving the stress and burden a Client’s complex financial situation can have on their life.

As Zach shared, this achievement is a milestone along a journey that it just beginning. We at Yeske Buie look forward to all that lies ahead for these gentlemen personally, professionally, and with our Clients. Congratulations, Zach and Ryan!

Macro-Level Conference Learnings

Firm News & Eventson June 14th, 2018No Comments

Summary By: Lauren Mireles, FPQPTM

A few weeks ago, the Yeske Buie Financial Planning Team attended FPA’s Northern California Conference. This conference offers 40 keynote and workshop sessions with some of the most outstanding, hand-selected speakers in the profession. We believe conferences like this one provide our team with the opportunity to gain macro-level insights on the current challenges, concerns, and best practices in financial planning. We find that upon returning to the office, the conference learning’s spark a curiosity to dive deeper into one or more topics, which oftentimes leads to robust conversations about applying these learning’s with our Clients.

Below, we share a few of this year’s conference highlights – including pictures! – as shared by our Financial Planning Team. This year’s favorite conference sessions ranged from retirement planning, to estate planning, insurance planning, education planning, and personal growth and performance – what a variety! We feel this broad range of topics speaks to the caliber of opportunities and speakers at the conference. We hope you enjoy reading the following insights.

State of the Long-Term Care Industry – Solutions Available to Your Clients Today

Yusuf Abugideiri most appreciated the opportunity to attend Cindy Eisenhower’s session about Long-Term Care Insurance policies. Eisenhower began the presentation by providing her analysis of the current long-term care insurance landscape. She pointed out that several carriers have stopped providing these policies; of the 125 companies offering the product in 2000, nine remained in 2017. The companies still offering traditional long-term care insurance have significantly increased premiums in recent years.

Eisenhower explained that the reason for this shift is that long-term care insurance policies were previously all sold as guaranteed renewable (i.e. the insured is always guaranteed coverage as long as premiums are paid) with level premiums for the life of the policy. As individuals started to make claims for their benefits, the insurance companies faced the following challenges:

  • Higher-than-anticipated claims (more people were making claims against their policy than the companies had expected)
  • Lower-than-anticipated interest rates (the actuaries had assumed higher growth rates on the reserves used to pay for claims)
  • Lower-than-expected mortality (individuals are living longer than expected)
  • Lower-than-anticipated lapse rates (individuals are keeping their polices in place at a much higher rate than the actuaries assumed)

Eisenhower’s assessment of the long-term care insurance market is that, despite the fact that it has under-performed by almost any measure, there remains a need for the product and that need will grow over time as individuals continue to live longer. As a response to the challenges above, more and more carries are offering alternatives to traditional long-term care insurance policies with more affordable premiums.

At Yeske Buie, one of the alternatives we review most frequently for our Clients are life insurance policies with long term care insurance riders. Individuals can secure these policies by paying a single premium, ongoing premiums, or by doing a tax-free 1035 exchange, whereby an individual can convert the balance of an existing variable annuity or the cash value of an active life insurance policy into a policy that provides long term care coverage. We’re in the midst of doing this review for all of our Clients with existing annuities or life insurance policies that carry a cash value – if this is something you’d like to discuss with us in further detail, please don’t hesitate to reach out!

Shifting into Retirement: A Closer Look at Spending in Transition

Dan Tripp’s favorite presentation was on the topic of retirement planning and was presented by Katherine Roy, CFP®, Chief Retirement Strategist of J.P. Morgan Asset Management. The presentation examined the significant patterns and trends of household spending before and during retirement. The data from their study offered a unique look at how millions of American’s spend their money.

Here at Yeske Buie, we take the science of retirement spending seriously, so learning more about the major trends driving retirement spending is directly applicable to how we advise and understand our Clients. Some of the critical points of the presentation were as follows:

  • Expenditures during retirement spending tend to peak in peoples’ mid-50s, then steadily declines as retirees reach the later decades of life.
  • The most substantial portion of retirement spending is not surprisingly healthcare, housing, food, and transportation.
  • The median age of retirement is age sixty-four.
  • Expenditures for retirees spike during the months just before and after retirement.

Finally, perhaps the most practical pieces of information were recommendations on how we as planners can incorporate the findings of the presentation into our financial planning work. With this more in-depth understanding of retirement spending, Dan feels that he is in a better position to assist our Clients in planning and navigating the spending challenges of their retirement years.

Medicare Planning: Making Wise Healthcare Choices in Retirement

For Zach Bennedsen, while he enjoyed the entire conference, Ryan Madigan’s session on Medicare gave him the most applicable information he can use with Clients. The session offered insights on the critical components of Medicare, how effective financial planning can potentially reduce costs, and key considerations for decision making. For instance, Ryan shared that it can be unwise to automatically enroll a spouse in their partner’s employer-provided insurance plan. Oftentimes, the cost to add the spouse is more expensive than an open-market plan for the non-working partner.

Making Sure the Trust Admin Process Doesn’t Go Horribly Wrong

Lauren Stansell’s favorite educational session during the conference was by estate planning attorney, Raymond Sheffield. As uncomfortable, emotional, and sad as it may be to think about, talk about, and deal with death, we want to be as prepared as we can to help you and your loved ones in every way possible. Ray’s presentation covered three main points:

  • Estate Law Changes
    • Portability: Introduced in 2010, portability allows the surviving spouse to use the remaining exemption the deceased spouse’s estate did not use (if any), in addition to his/her own full estate tax exemption.
    • Estate Tax Exemption: Effective in 2017, the estate tax exemption increased from about $5,500,000 per person to $11,200,000 per person, or $22,400,000 per couple.
    • At Yeske Buie, when reviewing estate documents with our Clients and discussing potential estate document updates with their estate planning attorney, we always discuss the flow of the estate and the usage of portability.
  • Estate Settling Process
    • Ray noted that we, as financial planners, should strive to be the experts in YOU, our Clients, like your estate attorney is an expert in the estate laws, and your accountant is an expert in taxes. We share this feeling and desire to be the experts in you, our Clients, and feel we make a good addition to any team discussing, planning for, or dealing with estate administration matters.
  • Ten Rules for Estate Administrations
    • Some of Ray’s rules include: things never go as planned; find attorneys who will work collaboratively with the Client’s entire team (their family, executor, trustees, advisors, etc.); and, one we often talk about: first things first. Ray stressed that family needs and grieving must be tended to right away; irrevocable and big decisions should not (and do not need to) be made right away.

Lauren will use these learning’s (and continue to deepen her knowledge in the area) so she can be an educated resource when discussing estate planning with Clients and when helping Clients with the administration of a loved one’s estate. By doing so, she hopes to provide a steady helping hand during times that can only be described as emotional, chaotic, and stressful.

Planning for College Bound Families

Ryan Rasmussen’s favorite presentation was on the topic of education planning and was presented by Joe Messinger, CFP®. The presentation provided a detailed process for funding college without robbing retirement goals; a topic we’ve written about for previous editions of TheLiveBigWay® Digest. As an expert in this topic, Joe provide information on deadlines for FAFSA, need-based aid vs merit-based aid, establishing student loans, and shopping for schools. Ryan’s biggest takeaways from Joe’s presentation that he feels will be most applicable in his work with Yeske Buie’s Clients were the instructions on how to build a college funding plan – stay tuned!

Bring Your Whole Self to Work

Ryan Klemm’s favorite educational session was related to personal performance and growth and was presented by Mike Robbins, an expert in teamwork, emotional intelligence, and the powers of appreciation and authenticity and author of four books. This presentation shared Mike’s core principles to build more authentic relationships with Clients and colleagues, and also to help create a dynamic, inclusive and high-performing culture for firms’ teams. Ryan enjoyed this presentation because it delved into the importance of the work environment and approach one brings to the office in service of providing exceptional work while serving Clients, a belief that Ryan also shares.

Ryan plans to use Mike’s core principles of being authentic, utilizing the power of appreciation, focusing on emotional intelligence, embracing a growth mindset and creating a championship team in his work at Yeske Buie. Ryan feels that integrating Mike’s strategies in his individual work as well as his work with the Yeske Buie team will add additional value to our office environment and the work that we provide for our Clients.

Ryan and Faith, Forever!

Firm News & Eventson June 13th, 2018No Comments

Summary By: Lauren Mireles, FPQPTM

This May, nestled in the pastoral hillside vineyards and fieldstone-encased winery at Wolf Mountain Vineyard in Dahlonega, GA, Ryan and his fiancée Faith exchanged vows to become husband and wife. Celebrating in their home state of Georgia surrounded by family and friends, Ryan and Faith said “I do” as they soaked in the breathtaking mountain views and danced the night away beneath a spectacular sunset. The newlyweds are now enjoying the next chapter of their life together 2,500 miles away in San Francisco, CA, a city they are very excited to call home. The Yeske Buie team couldn’t be happier for this perfect pair. We hope you enjoy the following pictures of Ryan and Faith on their special day.

Ryan popped the question over the Thanksgiving Holiday. She said YES!

Ryan is all smiles as he anxiously awaits his beautiful bride.

Faith is also all smiles before walking down the aisle looking stunningly elegant, as always.

Amongst family, friends, and the stellar views of the Georgia mountains, Ryan and Faith say ‘I do’.

Words aren’t necessary to describe this photo – their smiles speak for themselves.

The newly weds take a few moments for themselves to bask in the wedding bliss and their love for each other.

For the first time, Ryan and Faith are introduced to their guests as Mr. and Mrs. Rasmussen!

Always a beautiful moment – husband and wife enjoy their first dance together.

Beneath a warm sunset, Ryan and Faith stroll through the vineyard as husband and wife.

Congrats, Grad!

Firm News & Eventson May 30th, 2018No Comments

Written By: Mila Lavoie

It’s graduation season – an exciting time for students and families alike to celebrate the accomplishments of one life chapter and the start of a new one. In addition to celebrating this milestone for our Clients and their loved ones, we are also celebrating the graduation of one of our Yeske Buie team members, Lauren Mireles. Lauren is the Organization and Methods Manager in our Virginia office and she recently completed her Master’s Degree in Organization Development and Knowledge Management from George Mason University.

The Master’s Program lasted 22 months and was cohort style, which meant that Lauren had the opportunity to learn from and build relationships with the same talented group of individuals throughout the entire program. The curriculum included a deep dive into topics like group dynamics, organizational theory, learning organizations, collaborative technologies, leadership and social justice and more. She also worked on two capstone courses – Learning Community and Organization Development Practices – that gave her the opportunity to practice the skills learned in the other courses. Lauren shared the following sentiment about her master’s degree journey after her graduation:

This program transformed the way I view myself, the way I interact with my team mates, and the way I approach my day-to-day work at Yeske Buie. I have a new awareness for the biases, assumptions, and impact I bring to a group and I have learned to be mindful of these attitudes so that I can truly embody Yeske Buie’s value to Be Big when working with our team. I also have a deeper appreciation for the complicated nature of organizations, leadership, and what it takes to be an organization that is always adaptable and learning – just like we strive to be at Yeske Buie! It’s been an intense journey, but it is one that I will be forever grateful to have experienced – I’ve already been applying my learnings with our team at Yeske Buie, and I look forward to continuing to do so.

We hope you join us in congratulating Lauren on her accomplishment and enjoy the photos below from her graduation ceremony.

EagleBank Arena is full of anxious graduates and families!

VA Gov. Terry McAuliffe delivers the graduation speech.

Lauren walks across the stage to receive her diploma.

Lauren built incredible relationships with her cohort members throughout her time in the program. Here are the happy graduates!

Lauren’s husband, Eli, is just as excited as Lauren is that her late nights and long papers are over.

Lauren is all smiles following her walk across the stage. She’s pictured here with her Mom, Dad, and Brother.

Later that weekend, Lauren and her family celebrated her accomplishment at a local vineyard. Lauren temporarily exchanged her Live Big glass for a class that said Mastered It!

Thank You for Joining Our Magical Event

Firm News & Eventson May 17th, 2018No Comments

Summary By: Lauren Mireles, FPQPTM

Earlier this week, the Yeske Buie team had the pleasure of hosting our Clients, Centers of Influence, and Friends to an event in Tysons, Virginia. The event included insightful conversations, tasty appetizers, a message of appreciation from Elissa and Dave, and a lot of laughs. We hope our guests enjoyed the evening as much as we did! And mark your calendars, west coast friends and colleagues – we’ll be hosting a similar event in San Francisco on September 12th. For now, we hope you enjoy revisiting this week’s event via our gallery of photos below.

The “magical” decorations set the tone for the evening’s event.

A dynamic duo, Elissa and Dave were all smiles as they acknowledged our cherished guests.

Dave shared his thoughts on the distinct difference between financial advice and financial planning.

And Elissa shared her thoughts on what a privilege it is to have relationships with all those in attendance – she estimated that 1,000 years of relationships filled the room!

The pair concluded their brief speech with a message of sincere appreciation for each and every person in the room.

The Yeske Buie team looks forward to hosting you to another event soon!


“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you not to be? Your playing small does not serve the world. There is nothing enlightened about shrinking so that others won't feel insecure around you. We are all meant to shine. And as we let our own light shine, we unconsciously give others permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” ~Marianne Williamson