Archive for Firm News & Events

Thank You for a Magical Night!

Firm News & Eventson September 20th, 2018No Comments

Summary By: Lauren Mireles, FPQPTM

Last week, the Yeske Buie team had the privilege of spending an evening with some of the wonderful people in our Yeske Buie community. Our team and our guests spent the evening together at the historic University Club of San Francisco and engaged in insightful conversations, delightful appetizers and dessert trays, and the sharing of Yeske Buie’s recent ah-ha moment that the core of our story is a love story – we have love for our Clients, for financial planning, for our profession, for learning, and humanity, and science, and living a Live Big life!

We hope our guests enjoyed the evening as much as we did and we look forward to the next time we see you in our office or at a future event. Please enjoy our gallery of photos from the event below.

Our Live Big glass dawned a magical makeover as part of our decor for the evening’s event.

Our wonderful Yeske Buie community enjoys each other’s company at the historic University Club.

The University Club’s charm can be found inside and out – balcony views don’t get much better than this!

Dave engages in a conversation with the beautiful San Francisco skyline behind him.

Dave and Elissa share the mic to thank our guests for being with us.

They also share the story of Yeske Buie – a love story at its core – and how their love extends to our Clients, our work, our profession, and more.

In line with Yeske Buie’s unofficial core value – Eat Big! – delicious hors d’oeuvres were on hand for our guest to enjoy.

And what’s a party without dessert! The desserts were a sweet way to end a wonderful event.

Yeske Buie in the Media: Investing in 529s? Here is the Lesson Plan

Firm News & Eventson September 20th, 2018No Comments

Summary By: Lauren Mireles, FPQPTM

A few weeks ago, the Yeske Buie team hosted a live webinar panel discussion where we shared our thoughts on education planning initiatives for children of all ages. The webinar gained the attention of many including Ann Marsh, a senior editor for Financial Planning Magazine, who wrote about the webinar as part of her Tax-Advantaged Investing series. We think Ann shared a very comprehensive summary of our webinar and our approach to education planning and in this space, we’d like to highlight some of her key insights.

  • Education Planning in Two Stages
    • “This year, the firm offered a webinar for clients and the public to offer insights into making the best use of 529 plans from the time a beneficiary is born through college graduation. The plans allow investors to save tax-deferred money toward college expenses, not only for their children but for anyone in their family. ‘We think it’s very important to be globally invested and very broadly diversified,’ says Lauren Stansell, a CFP and financial planner with the firm in San Francisco. ‘There are two phases we think of: the accumulation phase and the spending phase.’ The overall accumulation target should be to save half of tuition and expected expenses into the plan, Stansell says.”
  • Allocating Savings
    • Why not aim to save the entire amount for a family member’s education? ‘Additional savings should occur in taxable accounts to preserve flexibility,’ given that funds not saved inside the plans, while subject to taxation, can be used as needed for other purposes, Stansell says. ‘It’s hard to know what the child may choose to do in the future,’ she says. ‘If the child chooses not to go to college, the funds can still be withdrawn [from a 529], but taxes and penalties are assessed … Should the child choose not to go to college, those funds can be redirected to other planning strategies and goals with no penalty.’”
  • The Accumulation Stage
    • “Next, Yeske Buie breaks the accumulation phase for college savings across a 529 plan and funds invested in non-tax-deferred accounts into four stages of a child’s age, each of which follows a different investment allocation. Over time, the investment strategy becomes more conservative in much the same way that a typical retirement plan does, as follows:”
      • Up to age 6: Funds are invested 100% in stocks, nothing in bonds.
      • Age 7 to 12: Allocation shifts to 90% stocks, 10% bonds. ‘We still have a lot of time to grow the funds,’ Stansell says.
      • Age 13 to 15: 80% stock and 20% bond allocation. ‘We are getting closer and closer,’ Stansell says.
      • Age 16 to 18: 70% stocks, 30% bonds
  • The Spending Stage
    • “Once the child enters college, the plan is in the spending phase, and the money management strategy becomes more conservative than it was at the end of the accumulation phase, as follows:”
      • Funds for the current year’s spending needs are kept in cash.
      • Funds for the remaining years in college are invested in bonds.
      • Excess funds in the account above the amount needed for the college years are invested in stocks.
      • The categories are rebalanced regularly. ‘As the cash is spent for the first semester, bonds can be sold to replenish the cash back to one full year’s worth of needs,’ Stansell says. ‘Because the remaining bonds still cover the remaining expected expenses, stocks don’t need to be sold to add to bonds. But, if expected expenses increase, stocks could be sold to add to the bonds to achieve the desired allocation of funds.’
  • The Importance of Holistic Planning
    • “Keep in mind that this 529 roadmap is general and won’t apply to everyone, she says. ‘So, it’s important to us to have a deep discovery process with our clients and work with them as circumstances arise and change,’ Stansell says. ‘Every situation is different, and this is one facet of planning we do with our clients.’”

ADDITIONAL RESOURCES:

Meet the Team: Karen Simons

Firm News & Eventson September 6th, 2018No Comments

Interview By: Mila Lavoie

Last year, Yeske Buie was invited to join a collaborative initiative between the CFP Board and iRelaunch called the Financial Planner Reentry Initiative. The goal of this program is to diversify the financial planning workforce by establishing re-internships for experienced, professional, women seeking to return to the workforce. From this program, Yeske Buie had the privilege of being connected with Karen Simons, who started working with us as a Re-Intern in February. Karen’s high-quality work, care for our Clients, and wealth of expertise were bar none, and we are pleased to share that Karen has joined our team full time as a Financial Planning Apprentice. Join us in welcoming Karen to the team by reading our latest edition of Meet the Team.

In your role as a Financial Planning Apprentice, how do you assist Yeske Buie’s Clients?

As a Financial Planning Apprentice, I assist our Clients by supporting the lead Financial Planner in various capacities on all the numerous Client “assignments” that need to be accomplished. For example, I sit in on meetings and take notes for the lead Planner so they can focus all their attention on listening and hearing the Client. Once the meeting concludes, I take care of any tasks that are needed so that the lead Planner can do the appropriate analysis for that Client’s situation. I find it to be a unique advantage that while I’m new to Financial Planning, I’m not “new” to life so I am able to resonate with Clients and their various life events a bit more.

How did being a Return to Work Intern (Re-Intern) prepare you for your apprenticeship at Yeske Buie?

As a re-intern, I just jumped right in. I was exposed to all aspects of the business, not just the Financial Planning portion but touching every corner of the business. My approach was to soak in all the knowledge I could, and I feel that this gave me a “road map” of how the Financial Planning process works at Yeske Buie. Now with a more targeted focus, I can really dive in and learn all of the ins and outs of what exactly the Financial Planning process is.

What intrigued you about starting a career in financial planning?

While I have never worked in Financial Planning directly, I do have an MBA in finance, so I have a bit of experience in the financial services industry, but mostly at a corporate level. When looking to re-enter into the workforce earlier this year, I knew that I wanted to be involved with something more personal. I wanted to work with real people and real situations and the more I learned about Financial Planning, the more it seemed like a natural transition. I feel that Financial Planning combines all the skills I have developed over my years in the work force – analytical thinking, financial background, and then the personal element – and it just made sense for me!

What has been your favorite project at Yeske Buie, so far?

I can’t identify one specific project that I have worked on recently, however there is something that I enjoy on a day to day basis, and that is the openness to challenge the way things are done here. When I started as a re-intern, it was stressed to me that if I saw anything that didn’t make sense or I felt could be improved upon – anything from how we greeted Clients to our naming conventions and the processes we use – I should speak up and share that feedback. This, to me, is incredibly rewarding. It makes me feel, even as a re-intern, that I am heard, and that is priceless!

What aspect of Financial Planning intrigues you the most and why?

In particular at Yeske Buie, I love our Safe-Spending Policy because it applies to almost everyone no matter what stage of life they are in. One of the most common questions everyone wants to know about their finances is, “how much can I actually spend?”. I think that it is important to have a personal understanding of what you can and cannot do so that you can stay financially safe and not disintegrate your assets. I believe that through our Safe-Spending System, we can help Clients answer these questions, and knowing that we helped give someone peace of mind gives me a certain satisfaction. 

What is your first memory of Financial Planning?

When I received my first few paychecks for jobs like babysitting or working at a car dealership or clothing store, I remember my parents saying to me that even though I was young and didn’t have any expenses yet, they still expected me to save half of all my paychecks; only the other have was mine to do what I wanted with. Shortly after that life lesson, one of my employers offered me the opportunity for a company match 401(k) plan – and I was only in high school! I immediately began saving into my 401(k) and I urge my children to do the same. My parents always told me to never be afraid to work – and that any work is honorable! – because $1 is better than no dollars!

What Yeske Buie worldview aligns with you most and why?

Live Big resonates with me most and is actually a huge part of how I have chosen to live my life. I grew up being told to always live within my means, but that didn’t mean that I couldn’t have dreams! The key is to keep those dreams realistic, plan for them, and then move ahead to manifest them. For me, spending time with my family is the embodiment of Live Big. I recently went on a trip with my family and the most meaningful time for me was simply having dinner with them every night. I believe that when you craft what you do around the values you hold, then you are truly living big.

What might someone be surprised to know about you?

As a child, I dreamed that I would become an actress… and instead, I ended up with an engineering degree! My parents convinced me to pursue engineering vs. acting because of how smart I was in math and, of course, because they felt acting wouldn’t pay the bills. That said, as I worked on my engineering degree, I also enrolled in theater classes. These classes were my relief from the heavy math courses I was required to take!

What is one of your Live Big® goals?

I absolutely love to travel anywhere and everywhere. I had wonderful opportunities earlier in my career to travel all over the world and have just always enjoyed different cultures, people, and environments. With that, one of my Live Big goals is to move from the suburbs to the city and simplify my life so that I can have more time to travel with family, friends, or independently.

Elissa and Dave’s Live Big Safari

Firm News & Eventson August 23rd, 20181 Comment

Summary By: Lauren Mireles, FPQPTM

Elissa and Dave recently returned from a three week, Live Big trip to Africa that included visits to Tanzania, the Serengeti, Zanzibar, and Cape Town. As you can imagine, the trip was nothing short of incredible. While they were away, the rest of the Yeske Buie team ran the office to ensure that our care for our Clients didn’t skip a beat. Elissa and Dave found it gratifying to know that it was business as usual for our Clients, and felt grateful for the opportunity to take some time to Live Big. We’ve assembled a small gallery of photos from Elissa and Dave’s trip below for your viewing pleasure – we hope you enjoy them!

The first stop of their Live Big trip was Tanzania. Elissa and Dave are all smiles at the Ngorongoro Caldera.

They then embarked on a Serengeti Safari where they saw an incredible number of animals in their natural habitat – simply amazing!

The evenings in the Serengeti were just as spectacular as the day-time adventures.

For a second time, our Live Big glasses made a visit to the Serengeti!

After leaving the Serengeti, Elissa and Dave’s next stop was Zanzibar, Tanzania – talk about lunch in paradise!

They then traveled south to The Cape of Good Hope in South Africa. If you look carefully, you can see breaching whales in the background.

Cape Town sure knows how to cook delicious food – there was plenty of food (and plenty of dessert!) to be enjoyed.

And with seaside lunch views like this, life doesn’t get much better.

Overall, Elissa and Dave had a fantastic time exploring Africa. If this picture could talk, we think it would scream, LIVE BIG!

 

Rounding Up the Gang at Far West

Firm News & Eventson August 23rd, 2018No Comments

Written By: Cole DeLucas and Alishia DuBois

As has become an annual event, the Yeske Buie Financial Planning Team – minus Elissa and Dave who were living big on their African safari! – once again attended the Financial Planning Association’s Far West Roundup conference in Santa Cruz, California. At Far West Roundup, a smaller, more intimate conference compared to most, some of the brightest minds in the profession gather on the University of California’s Santa Cruz campus to discuss any and all topics related to financial planning.

While the conference is only three days long, the opportunities for learning are exponential. Over the long weekend, the team engaged in nine informational sessions that resulted in insights and takeaways that we hope to weave in to the work that we do for our Clients. Below, we share a summary of each of the nine presentations and highlight the key lessons gleaned from the experience of our peers. We hope you find the learnings as impactful as we do!

Session 1: Undue Influence Through the Eyes of The Victimizer — Glen Hammel, PhD

The conference sessions began with an entertaining and insightful presentation by Dr. Glen Hammel that sought to bring awareness to the unfortunate reality of artful manipulators that Clients and Financial Planners may encounter due to the nature of our work. The presentation emphasized the importance of the practical and interpersonal skills needed for assessing whether someone, such as a Client, has become a victim of such an influencer. Ryan Klemm shared the following takeaway from the presentation: “I learned that it is important to be aware of how people react to stressors including acts of manipulation, so that we can better understand our Clients and take action, when needed.”

Session 2: PE Surgery 101: Dissecting Real Estate Deal Terms – Martin Stever

Martin’s session was a discussion about things to keep in mind when Clients are involved in a real estate deal, including exploring the terms of the deal to ensure that all the associated costs and fees are understood. Martin noted that this is especially important when there is a jungle of legal verbiage written into the deal. Cole DeLucas found this session to be quite informative and noted that, “This session reminded me of the importance of being able to help a Client explore the factors of any big decision. We like to be a Client’s “first call” when faced with a big decision and that is a responsibility that I do not take lightly.

Session 3: A Thousand Insights into Long Term Care Insurance (more or LESS) – Claude Thau

Claude’s presentation on the topic of long-term care offered new perspectives that helped the session attendees explore important considerations when making a recommendation for a Client. These considerations included current health status, pricing trends, combination vs. stand-alone insurance, and more. Claude reinforced these ideas with case studies that argue the benefits of buying insurance now as premiums continue to increase. The team will certainly keep these studies in mind when exploring long-term care insurance with our Clients.

Session 4: Harnessing the Opportunity of Responsible & Impact Investing – Andrew Olig

Responsible investing, an investment strategy that seeks to consider both financial return and social and environmental good, has been of growing interest to many in the profession. Socially responsible investors encourage corporate practices that promote environmental stewardship, consumer protection, human rights, and diversity, and avoid investing in businesses involved in alcohol, tobacco, fast food, gambling, weapons etc. Andrew’s presentation offered insights on factors that are used to screen socially responsible investments. Alishia DuBois said of the presentation, “I appreciated Andrew’s insights on this topic and I now feel better able to talk with our Clients about this approach to investing.”

Session 5: Pirates without Borders – Steve Ryder

Steve entertained the Far West crowd with a very informative session about the severity of security breaches and the danger of cybercrime. Steve shed light on the issues that some small advisory firms might encounter when faced with protecting their Clients. Cole DeLucas found the presentation to be very informative and encouraging as he compared Steve’s insights to the great strides that Yeske Buie takes to protect our Clients from outside threats: “Steve shared some amazing insights on everyday threats a Financial Planning firm faces, and one of my favorite aspects of our firm is the seriousness that surrounds our compliance efforts. Our Clients’ safety is our number one priority!

Session 6: The Most Important Asset is You…Approaches to Investing in the Portfolio of Your Life — Nancy Akalin, PhD & Murat Akalin, MD

We can summarize Dr. Nancy and Murat Akalin’s presentation in three words… health is wealth! This presentation emphasized the importance of finding balance in life as a way to improve focus and deal with stress. Nancy and Murat used the below acronym to help attendees remember the importance of self care: AWAKENING. Alishia DuBois particularly enjoyed this session, adding the comment: This session was hands down my favorite one. Just as a balanced portfolio is essential to optimize long-term gains, so is a balanced life.”

  • Authenticity: To inspire you to make a positive change
  • Why: This reminds us that what we do important to us
  • Action: When you want to make a change, be intentional, create powerful action steps, and follow through
  • Keep Focus: Keep what is really important in-sight
  • Ease: Find ease through meditation or spirituality
  • Network: Network or connect in an authentic way
  • In Gratitude: Be conscious, be grateful

Session 7: Early Retirement: The Health Coverage Challenge – Matt Lemen

Matt explored the importance of health coverage due to rising costs of health care services and premiums and the shrinking numbers of early retirees being offered employer sponsored coverage. Matt went into great detail to teach the Far West participants about retiree benefits, COBRA, the individual and family plan market, small group insurance, independent health care programs, and more. Matt added that the emergence of the Affordable Care Act has been one of the reasons that fewer and fewer employers are offering retiree benefits. The team feels that presentations like Matt’s help ensure we stay up-to-date on the realities our Clients may be facing.

Session 8: Be a Hero to your Client with Smart Tax Planning — Larry Pon

It can be difficult to make tax planning entertaining, but presenter Larry Pon succeeded! Larry’s presentation used real case studies to help attendees gain a greater knowledge of the 2018 tax laws, and he added a Big Bang Theory theme to sprinkle in a bit of humor. Despite the humor, Larry touched on very important aspects of the new tax laws including the new code for small businesses, considerations for Roth conversation analyses, and a “win-win” opportunity to fund favorite charities. Karen Simons found the presentation to be exceptionally helpful, sharing: “I thought Larry did an excellent job of comparing the change in the old tax laws with the new, and helped us gain a deeper understanding of a lot of the changes that took place with this transition”.

Session 9: The REAL Household CFOs of Santa Cruz County — Sarah Fallaw, PhD

The last session of the conference was presented by Sarah Fallaw and discussed how the field of industrial psychology can help advisors understand and coach Clients on the topic of financial management. As one example, Sarah shared how her industrial psychologists are challenging the way advisors and Clients think about risk tolerance assessments. Sarah also spoke about the importance of being in tune with our Clients on a behavioral level to truly understand how they approach their finances. At Yeske Buie, we aim to understand our Clients down to their core, and Sarah’s presentation validated the importance of this practice and left us feeling even more confident in our own personal technique of becoming familiar with each Client’s motives with money.

While the team has since returned to their respective offices, the experiences shared and knowledge gained during our weekend in Santa Cruz will remain. We look forward to using some of the ideas discussed to help better serve all of our Clients.

From left to right: Karen Simons, Dan Tripp, Yusuf Abugideiri, Alishia DuBois, Lauren Stansell, Cole DeLucas, Zach Bennedsen, Ryan Rasmussen, and Ryan Klemm.

Meet the Team: Cole DeLucas

Firm News & Eventson August 7th, 2018No Comments

Interview By: Mila Lavoie

This Summer, we have had the pleasure of welcoming several new members to our Financial Planning Team. One of those team members is Cole DeLucas who joined the firm as a Financial Planning Resident in our Vienna, Virginia office. Does this name sound familiar? It may – Cole was an intern at the firm last Summer! Today, we are pleased to re-introduce you to Cole DeLucas who graduated from Virginia Tech’s CFP Board Certified Program this May. In the following interview, we reconnect with Cole to learn more about his goals as a Financial Planning Resident and his thoughts on how his internship prepared him for the next three years at Yeske Buie.

In your role as Financial Planning Resident, how do you assist Yeske Buie’s Clients?

First and foremost, I see myself as being a helping hand, directly assisting our financial planners with whatever they may need and being that second set of eyes. I am really focused not just on the numbers side of things, but also getting to know our Clients personally so that I can better organize the information I give to the financial planner. I intentionally try to be mindful of our work in the moment, like when we may be getting off track, and be empathetic to the Client’s emotions and needs.

How did being a Financial Planning Intern with Yeske Buie prepare you for your role as a Financial Planning Resident with Yeske Buie and what are the differences?

I feel that being an intern with Yeske Buie prior to starting my term as a Resident gave me an appreciation for the importance of having patience and the purpose of the work we do in this profession. Coming in as an Intern last summer was, admittedly, overwhelming and scary. But, after spending an entire summer with this team, I have so much confidence that Yeske Buie is here for me as a Resident to act as my helping hand in every task or project I take on.

As for the differences, I am very much looking forward to working on Annual Updates for Clients as I did not have the opportunity to experience that in my internship because I was only at the firm for three months. I think our long-term Client relationships are what make this firm and the work we do so special and I am looking forward to participating in the analysis and meetings that go along with this process.

What aspect of Financial Planning intrigues you the most and why?

Technically speaking, I find that the education and retirement side of financial planning intrigues me most. Both of these topics can be tricky to plan for because you never know what the future may hold, but I find that putting together the “puzzle” of a Client’s retirement projections, for example, can be very rewarding. On the education side of things, I think it is important to be aware of all the different situations that are possible and communicate those to the Client so that we can assist them in making the best possible decision for their unique situation. Education planning and student loans can be a sensitive topic but being able to relive some of a Client’s burden by talking to them about how to pay off loans and take care of their debt is gratifying.

In practice, I really enjoy the relationship building process of financial planning. Watching a relationship grow from a Client’s initial call, to the entire on-boarding experience, and then assisting with building their financial plan is such an honor to be a part of. This process can be an extremely stressful time but the reward of watching the relationship between the Client and their financial planner shape and grow is very special.

What is your first memory of Financial Planning?

When I was younger, my father told me that no one would ever trust me with their money if I couldn’t manage my own. Having this message instilled in me at a young age is actually what pushed me into this profession! His advice has stuck with me over the years and I aim to implement the good spending and saving habits that I’ve learned throughout my studies. This memory also helps me to keep a forward-thinking mentality; I focus on planning for what may come both personally and professionally.

What impact do you hope to make at Yeske Buie and in the Financial Planning profession?

At Yeske Buie, I hope to make in impact in the lives of our Clients. I want to discover what their passions are and what truly motivates them and use that information to prepare financial plans and analysis that help them achieve their goals. I feel that the healthy, intentional structure at the firm will allow me as a Resident to have the experience of looking not just at the surface level of our Clients’ lives and financial plans, but also to dive deeper and for this I am very grateful.

Outside of our Clients, one of my goals over the next three years is to build authentic relationships with every Yeske Buie team member. I want to be remembered as the guy that showed up every day with a positive voice, a glass-half-full mentality, and an ability to find innovative solutions to any issue that arises.

Finally, I want to be a loud voice in this profession. I don’t want to just sit around as a by-stander. I hope to develop into a person people can trust and a role model to the younger generation of financial planners, the way Yusuf was for me.

What Yeske Buie worldview aligns with you most and why?

I would say the Live Big worldview aligns with me most. I experienced a near-fatal spinal cord injury in 9th grade which changed the way that I view life. I try not to take any moment for granted and cherish all that I have been blessed with. I think it is important to use the resources around me to chase my passion because I have learned that what is there today, may not be there tomorrow.

What do you enjoy doing when you aren’t working?

I am an avid golfer and when I am not working you can find me on the course. I have joined a local, public course and I look forward to spending time hitting balls. I enjoy golf because I find it to be a relaxing sport and a great way to forget your stress and have some personal time. I also enjoy watching college sports, spending time with my family, and exploring new cultures.

You’re Invited: Financial Planning is Magic!

Firm News & Eventson July 31st, 2018No Comments

Financial Planning is Magic!

A social gathering with a dynamic discussion

lead by Dr. Dave Yeske and Elissa Buie

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WEDNESDAY, SEPTEMBER 12th, 2018

5:00pm – 8:00pm

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The University Club of San Francisco

800 Powell Street, 4th Floor, San Francisco, CA 94108

Complimentary Valet Parking Available

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Financial Advice is Helpful. Financial Planning is Magic!

At Yeske Buie, we believe that financial advice is helpful, but financial planning is magic. As Financial Planning Evangelists, we believe this distinction matters and the reality is that a lot of financial advice is masqueraded as financial planning. For example, financial planning is contextual, and it’s comprehensive, and it’s integrated, and it’s strategic. Financial advice, on the other hand, is more transnational, ask and answer. We’ll explore this distinction and more during our dynamic discussion. Feel free to come prepared with questions or examples of ways that you feel financial planning is magic.

Elissa Buie, CFP® earned an MBA from the University of Maryland and a B.S. in Commerce from the University of Virginia. Elissa is passionately involved with the Foundation for Financial Planning; she is a Past Chair of the Foundation and currently sits on the Board of Trustees. She is also a Past Chair for the Financial Planning Association and she is a Dean for FPA’s Residency Program. Elissa is also a Distinguished Adjunct Professor at Golden Gate University. In 2013, Elissa was awarded the P. Kemp Fain, Jr. Award, the profession’s equivalent of a lifetime achievement award.

Dr. David Yeske, CFP® holds a doctorate in finance from Golden Gate University, an M.A. in Economics, and a B.S. in Applied Economics from the University of San Francisco. Dave holds an appointment as Distinguished Adjunct Professor at Golden Gate University, where he is the director of the financial planning program. He is past Chair of the Financial Planning Association and Practitioner Editor of the Journal of Financial Planning. In 2017, Dave was awarded the P. Kemp Fain, Jr. Award, the profession’s equivalent of a lifetime achievement award.

RSVP WITH THIS LINK!

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Be Our Guest

This year’s event menu will include:

  • Fresh Crudités and Antipasti Platter
  • Imported and Domestic Cheese Board
  • Apple Walnut and Blue Cheese Puffs
  • Mini Crab Cakes with Chipotle Aioli
  • Chinese Pot Stickers with Hot Chili-Soy Sauce Grilled Chicken Satay and Roasted Peanut Sauce
  • Shrimp and Andouille Sausage Brochettes
  • Assorted Tea Sandwiches
  • Thai Beef Salad in Peeled Cucumber Cups
  • Thai Chicken Salad in Belgian Endive Leaf
  • Corn Blinis Filled with Goat Cheese, Thyme, Rosemary Herbs, Fried Leek Garnish
  • Assorted Cakes and Tarts, House Made Cookies, and Fresh Fruit

Yeske Buie’s 2018 Retreat: Boulder, CO

Firm News & Eventson July 26th, 2018No Comments

The Yeske Buie team recently traveled to beautiful Boulder, Colorado for our annual Staff Retreat. The purpose of our annual Retreats is to intentionally spend time discussing how we work with our Clients and with each other, to co-create practices and ensure alignment between our standard of excellence in serving our Clients, our core values, and our day-to-day work. The theme for this year’s retreat was Past, Present, and Future, and involved a variety of personal and professional development exercises and many opportunities for bonding time among our team. Our Past, Present, and Future theme came to life in the following ways:

  • Past: A recognition of Yeske Buie’s 10 year anniversary
  • Present: A dive into our current communication and engagement practices
    • The team engaged in robust discussions about what’s working and what can be improved when it comes to our listening habits, our feedback channels, and our current levels of engagement.
  • Future: A forward-thinking reflection about personal and firm goals
    • Taking inspiration from nature, the team enjoyed peaceful time at Gold Lake, reflecting, being present, and giving ourselves what we needed to be the best versions of ourselves moving forward.

In polling the staff following the Retreat, the majority of the team agreed that the time at Gold Lake was their favorite moment of the week. Other highlights included our Eldoa class, a class focused on being present with your body and creating space within your bones and joints, our viewing of Cyrano de Bergerac at the University of Colorado Boulder’s Shakespeare Festival, and of course, our meals together – we like to Eat Big! Another moment the team appreciated was listening to songs that each staff member submitted that relate, for them, to Yeske Buie’s purpose of empowering people to pursue their Live Big lives.

With all this shared, we’d like to invite you to relive the week with us via the following four-minute audio and visual presentation. The presentation is a slideshow of our favorite photos from the week along with one of the staff-selected songs that we feel empowers listeners to Live Big. We hope you enjoy!

To play the slideshow as intended, first click the play icon (triangle) in the bottom right corner, and then click anywhere on The Bradley Inn photo.

To enlarge the slide show simply click the box image in the bottom right corner of the photo. 

Dan Passed the Exam!

Firm News & Eventson July 26th, 2018No Comments

Yeske Buie would like to recognize Dan Tripp for his recent success in passing the CFP® Exam. Dan began studying for the exam in February and supplemented his training with the Zahn Live Review, a comprehensive pre-study program designed to help students better understand key topics and the exam itself. After learning that he had passed the exam, Dan shared the following sentiment with the Yeske Buie team: “This is a huge milestone in my professional development and represents nearly three years of hard work plus endless hours of studying. I appreciate all the encouragement and support I have received from each of you!”

With this accomplishment, Dan is well on his way to earning his CFP® Certification. The journey to becoming a CFP involves satisfying the CFP Board’s “Four Es”:

  • EDUCATION: The first step is to acquire the knowledge required to deliver professional, competent, and ethical financial planning services to Clients. This requires candidates to hold a bachelor’s degree and to have completed a CFP Board-approved education program. Dan fulfilled the education requirement when he earned his Master’s in Financial Planning from Golden Gate University in May 2017.
  • EXAMINATION: The next step is to pass the CFP Certification exam which is designed to assess a candidate’s ability to apply their financial planning knowledge in an integrated format to financial planning situations.
  • EXPERIENCE: After the examination requirement is complete, candidates must then accumulate 4,000 hours of full-time practice experience under the direct supervision of a CFP®. Dan will have the experience necessary to qualify to be a CFP Licensee upon his graduation from the Yeske Buie Financial Planning Resident program. His time in our program qualifies for the experience requirement as he works directly with Clients preparing financial plans and working in all aspects of financial planning from the discovery process through the implementation and ongoing support of Yeske Buie’s Clients’ Live Big® goals.
  • ETHICS: The final step is to complete an ethics certification which includes an inquiry into the candidate’s background and an agreement to adhere to the CFP Board’s Code of Ethics.

Congratulations, Dan! We at Yeske Buie look forward to the next two years of our journey together serving our Clients and pursuing our passion for financial planning.

Meet the Team: Alishia DuBois

Firm News & Eventson July 12th, 2018No Comments

Interview By: Mila Lavoie

Summertime at Yeske Buie is meaningful in many regards, including being a time to welcome new talent to our ever-growing team. This Summer, we are pleased to welcome our newest class of Financial Planning Residents in our Virginia office: Alishia DuBois and Cole DeLucas. Today, we share an interview with Alishia who joined the team this June after graduating from Virginia Tech’s CFP Board Registered Program. Before starting at Yeske Buie, Alishia worked at a financial planning firm in the Richmond, VA area where she began putting her financial planning education into practice.

We hope you enjoy the following interview and find that it helps you learn more about Alishia’s ability to make an impact at Yeske Buie. Welcome to the team, Alishia!

In your role as Financial Planning Resident, how do you assist Yeske Buie’s Clients?

Right now, I see myself as part of Yeske Buie’s support system which, to me, is an extremely important role. I directly support our Clients by analyzing and organizing information for other members of the Financial Planning team, so they may provide the best financial plan possible to all of our Clients. It is my belief that the support of myself and others in my position enhances Yeske Buie’s structure and helps the team function at a level of excellence which in turn supports our Clients’ ability to truly Live Big®.

In your first few weeks at Yeske Buie, what have you been working on?

Thus far, my main responsibilities and opportunities have included sitting in on a Client meeting and diving into Yeske Buie’s “boot camp” training program. Being a part of a Client meeting was such an invigorating experience for me, and I look forward to being able to take on an Annual Update for a Client from start to finish in the coming months. I also look forward to the completion of my “boot camp” training – Yeske Buie’s intense, three-month training program to get Financial Planning Residents trained on all things Yeske Buie. I am anxious to learn and absorb everything I can in boot camp so I can support our Clients for the next three years to the best of my ability.

Thinking long-term, what do you hope to accomplish during your time as a Yeske Buie Financial Planning Resident?

During the next three years at Yeske Buie, I want to learn as much as I possibly can about financial planning, about how to best serve Clients, about the profession, and about myself. Three years from now when I leave this residency, I hope that I have made a positive impact on the lives of the Clients I interacted with, and I hope to be remembered by Clients and by the team as someone who always looked out for them and had their best interest in mind. I would also like to carry everything I learn at Yeske Buie into the Financial Planning profession and continue to build authentic relationships both in and out of the profession.

Finally looking inward, I feel that this opportunity at Yeske Buie can help me grow into the person I have always dreamed I would be; to help me truly Be Big and Live Big. I am very much looking forward to starting this growth experience at Yeske Buie’s upcoming staff Retreat!

Speaking of Yeske Buie’s values and worldviews, which worldview aligns with you most and why?

I find that a lot of the worldviews align with my personal values, but Yeske Buie’s Live Big worldview aligns with me most as I feel that it is intertwined in all aspects of my life and perfectly aligns with who I am as a person. I realize the importance of money, both when you have a surplus or a deficit, and I believe that it is important to implement your resources in a way that can assist in the making of priceless memories. I also believe it is important to implement different processes and policies around your spending and saving habits so that it the end, you can achieve as much happiness as possible. I want to help my Clients feel that they can live their best life, whatever that may mean to them.

On the topic of Live Big, what is one of your Live Big goals?

My ultimate Live Big goal – besides making a conscious effort to Live Big every day! – is to be able to say that I do what I love. I am so pleased with where I am right now in my life and I feel so blessed to be on the path I am on. I feel confident that by following my passions, I will be living big and achieving my goals of having a family, owning my own firm, and finding a balance between work and family.

Financial Planning is clearly a true passion for you! What is your first money memory?

When I was much younger, my Father gave me one of those state quarter maps; the kind where each state has a space for you to place the corresponding quarter. When I first began my hunt for the 50 different quarters, I thought of this as a fun scavenger hunt to play with my Dad. As I grew up, I began to make the choice to save that quarter and pop it in its state as opposed to spending that money on something I wanted. To this day, every time I look at my map I get a warm feeling inside from all the memories I have of finding those quarters with my Dad.

Outside of the office, what hobbies or interests are important to you?

I am a very active person and when I am not working I love going to the gym and lifting weights. I believe this practice is really good for you as a person, and not just your health. Trying to build reps helps me focus on a goal and disciplines me to achieve it.

Being active has always been an important part of my life – you might be surprised to know that I used to be on a competitive synchronized skating team! I started when I was around the age of 11 and continued my training all through high school, right up until I left for college. I miss it a lot and would love to get back to it at some point, maybe not competitively but, just for the joy of skating.

Finally, I also love to travel and try new places to eat – I’m a big foodie! – and I truly love visiting with family and spending quality time with the ones I love.


“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you not to be? Your playing small does not serve the world. There is nothing enlightened about shrinking so that others won't feel insecure around you. We are all meant to shine. And as we let our own light shine, we unconsciously give others permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” ~Marianne Williamson